This first quarter of the year has come and gone and it is time again to review how it went. Overall, it has been a rather challenging year so far and I have struggled to maintain balance. The time commitment of my job has been more than I had imagined and it has spilled into other areas of my life.
Goal by goal commentary:
* Pay off $7,000 in Debt
My debt balance has actually increased over the last 3 months to around $7,640. Credit card balances are down, however. I had to borrow some cash for day-to-day expenses as these are more than my income at the moment. As I gain more product accreditations I should be able to pick up on the revenue side and work at the debt balances more aggressively.
* Buy an apartment (mostly) cash
Income from employment has not been up expectations. I will be able to increase my income in the second half of the year to fund this goal.
* Pass CFA Level 3 exam
This is THE most important goal for this time period. The exam is the first weekend in June. Passing the exam will broaden my career options significantly.
* Complete the work experience portfolio to earn the “Certified Financial Planner” designation
I have gained some clients, so expect to be able to use some of the financial plans I am working on as Case Studies for the Portfolio. The first submissions are due at the end of June. Watch this space!
* 10,000 visits per month on MzansiFinance.com
Abandoned for the moment. Employment time commitments are draining my spare time.
* Make the Top 10 of First-year Academy Advisers in Gauteng
Hope to make aggressive strides in this area after June. I did make an appearance in the top 10 countrywide for the number of cases in a week, which I was quite proud of.
* Study Mandarin Chinese up to the Intermediate Level
Abandoned this quarter because of lack of funds and time.
* 3 days of physical activity per week
Down to one day per week at the moment. My fitness has improved dramatically, however. The cricket season has now finished. I fell short of getting a five-for, which I was hoping to complete by the end of the season. Running around on the hockey field again for the winter – a different kind of fitness, but still great for body and soul.
I would definitely not rate this as one of the better quarters I have reported back on here at mzansifinance.com . I expect more balanced progress in my overall yearly goals once I have completed the CFA exam.
How has the first quarter of the year been for you? Have you progressed in your goals for the year? Comments are always welcome.